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divaofthedevas
gardening-tea-lesbian

This is a big fucking deal: https://www.npr.org/2023/08/22/1195141913/borrowers-can-now-apply-for-new-income-based-student-loan-repayment

Borrowers can now apply for new, income-based student loan repayment
More than 20 million borrowers are eligible under the new repayment plan, and many will see lower payments.
NPR

Under the SAVE plan, as long as borrowers make their monthly payments, interest will not accumulate. With previous plans, borrowers with low or $0 payments — too low to cover their monthly interest charge — saw that interest accrue. Now, the government says, that won't happen.

The department says that under the old plan, borrowers repaid, on average, $10,956 for every $10,000 they borrowed. Under the new plan, they would pay back just $6,121.

…

Borrowers can now apply at studentaid.gov/SAVE . In an announcement video, President Biden assured borrowers that the application will take "10 minutes."

The program allows borrowers to opt in to a feature that allows the Education Department to access their tax returns from the Internal Revenue Service. This will allow the department to automatically recertify borrowers' enrollment every year, so they don't have to keep applying and updating.

The administration is urging borrowers to apply soon because, after three years of pause extensions, student loan payments are set to resume in October, with interest starting to accrue in September.

studentaid.gov/SAVE

Federal Student Aid
Federal Student Aid
studentaid.gov
ms-demeanor

TL;DR:

If you have a qualifying student loan and sign up for this program, they will calculate a monthly payment for you based on your income and family size. As long as you make that payment each month, you will not accumulate more interest. Up to a million borrowers may qualify for $0 loan payments.

Here are the estimated payments based on income and family size:

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And also:

Borrowers with original principal balances of $12,000 or less will receive forgiveness of any remaining balance after making ten years of payments, with the maximum repayment period before forgiveness rising by one year for every additional $1,000 borrowed. For example, if your original principal balance is $14,000, you will see forgiveness after 12 years. Payments made previously (before 2024) and those made from now on will count toward these maximum forgiveness timeframes.

The website says that most borrowers who apply in august should see these benefits on their october bills, so they're encouraging people to sign up as soon as possible.

perri-starwing
buscemifan

i want art to feel EARNEST. this disgusting, near pornographic level of tongue in cheek meta humor is making me sick to my stomach. i don’t know how many more movies i can take about clever subversions and the movie winking at you to say “we know it’s a little silly, but…” where is the whimsy? why can’t we believe in the pretend you’ve created? why don’t you have enough faith in it? in my ability to believe?

divaofthedevas
anthro-apology

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Anne Carson (2009)

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Arthur S. Way (1898)

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George Theodoridis (2010)

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Ian C. Johnston (2010)

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E.P. Coleridge (1910)

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Theodore Alois Buckley (1892)

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John Peck, Frank Nisetich (1995)

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R. Potter (1906)

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M. L. West (1987)

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William Arrowsmith (1958)

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Philip Vellacott (1972)

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Michael Wodhull (1782)

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Kenneth McLeish (1997)

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David Kovacs (2002)

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Andrew Wilson (1993)

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Euripides - Original (408 BCE)

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